Subscribing to a financial newsletter? That took some guts.

As a token of our appreciation, you have a welcome email sitting in your inbox.

If not, email me because that lazy web nerd isn't doing his job again.

Also he may be doing his job so check your spam folder.

Ah. You kept on reading.

Your intellectual and morbid curiosity compelled you… but not in the exorcist kinda way.

It's a well-documented scientific fact that most of us would rather engage in an action-packed afternoon of watching water evaporate or take a trip to Mistress Maggie's House of Nose Hair Yanking than sign up for another boring newsletter.

But fear not brother, you will find no boredom here! Nor will you find nose hair yanking. Unless that's your thing then umm… have fun, I'm not judging.

What you will find is that you’re not alone in being a late starter. I didn’t start saving for retirement in my 20’s either… but I started.

Along the way I made some questionable decisions, and some right ones. I learned some tools, tips and ideas for NOT working until I drop-kick the proverbial bucket.

I share them every Wednesday.

If you just found The Stash, check out previous issues here.